DEVICE AND METHOD FOR FINANCIAL TRANSACTIONS INCLUDING IDENTIFICATION OF APPEARANCE AND VOICE OF AUTHORIZED USER Russian patent published in 2003 - IPC

FIELD: financial transaction systems; cash dispensers. SUBSTANCE: device for financial transactions has autoteller machine for financial transactions incorporating image shaping unit, audio input unit, and at least one transaction function executing unit; user residing in immediate proximity of autoteller machine invokes generation of image input signal and user's voice yields generation of audio input signal; it also has processor and data memory corresponding to plurality of users; each user's data includes identification data on user, data on user's appearance, and data on user's voice; processor responds without delay to image input signals and to audio input signals to enable first and second identification data which ensures their comparison to find out correlation level and to enable operation of device to execute transaction functions provided preset correlation level has been attained. EFFECT: enhanced protection level without violating users' rights to privacy. 36 cl, 16 dwg