FIELD: computation engineering.
SUBSTANCE: data are transferred from terminal payment device via mobile telephone unit and mobile speech communication network to authorization center or backwards from the payment center via mobile speech communication network and mobile telephone unit to the terminal payment device. The data are transferred in spoken mode. Another method is applied when transferring data from the terminal payment device via the mobile speech communication network to the authorization center from the payment center via said network to the terminal payment device.
EFFECT: enhanced effectiveness in combining mobile telephones of different standards and terminal payment device.
13 cl, 2 dwg
