FIELD: physics, computer engineering.
SUBSTANCE: invention relates to computer security and more specifically to systems and methods of ensuring security of online transactions. The present result is achieved through a method of detecting malware used for fraudulent transactions, wherein the method comprises steps of: determining the beginning of a transaction at the user computer side and at the payment service side; receiving information associated with the computer using an antivirus at the user computer side; receiving information associated with the payment service using a banking module at the payment service side; performing analysis of the collected information, wherein analysis is based on comparing the obtained information; declaring a transaction as suspicious if the analysis detects differences between information associated with the computer, obtained by the antivirus at the user computer side, and information associated with the payment service, obtained by the banking module at the payment service side; and performing antivirus inspection on the user computer in case of a suspicious transaction in order to detect malware used for fraudulent transactions using information associated with the computer and the payment service.
EFFECT: providing secure user transactions owing to detection of malware used for fraudulent transactions.
6 cl, 3 dwg
