FIELD: physics.
SUBSTANCE: system contains a data collecting tool that runs on a device that provides banking services and is designed to collect information about past activities, to identify a device that is used when communicating through a user's account with a banking service; a model building tool designed to create a model of the user's behaviour based on the collected information, to calculate the probability of fraud for the past user's activity, the user's account and the device; an analysis tool designed to generate patterns of the suspicious user's behaviour, detecting suspicious user's activity based on generated patterns of the suspicious behaviour; blocking means designed to perform actions to prevent fraud in case of the suspicious activity detection.
EFFECT: increasing the security of the user's interaction with banking services through a user account using a device that provides banking services.
6 cl, 4 dwg
