ADVANCE AUTHORIZATION OF DIGITAL REQUESTS Russian patent published in 2020 - IPC G06Q20/08 

Abstract RU 2713703 C2

FIELD: physics.

SUBSTANCE: invention relates to computer engineering. Embodiments may allow a user to pre-authorize a certain amount to a member of his payment round by issuing a submarker generated from a token issued to the user. Member of the billing system can receive a submarker over a delivery channel (for example, via e-mail) and can use the sub-tag during purchase by providing a corresponding delivery channel identifier (for example, an e-mail address) as authentication credentials. In some embodiments, the submarker may be time-sensitive and may be valid for a period of time indicated by the user.

EFFECT: technical result is execution of transactions by a subordinate user, in particular generation of second certified data (submarker) for a slave user from first data from the main user (marker).

20 cl, 7 dwg

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RU 2 713 703 C2

Authors

Cash, Duane

Howard, Kelvan

Dates

2020-02-06Published

2016-02-11Filed