REMOTE PAYMENT TRANSACTIONS PROTECTED PROCESSING, INCLUDING AUTHENTICATION OF CONSUMERS Russian patent published in 2018 - IPC G06Q20/40 

Abstract RU 2663476 C2

FIELD: information technology.

SUBSTANCE: invention relates to the remote transaction processing method, server computer, and system. In the method receiving the payment request containing payment information, encrypted using the first encryption key, containing the security information, decrypting the encrypted payment information using the second encryption key, receiving the authentication response for the remote transaction from the authentication computer, which checks the security information reliability before the authentication response provision, updating the decrypted payment information so, that it included the authentication response, encrypting the decrypted payment information again, using the third encryption key and sending the payment performance response including the re-encrypted payment information to the associated with the communication device transactions processor, which decrypts the re-encrypted payment information using the fourth encryption key and initiating the payment transaction using the decrypted payment information.

EFFECT: technical result consists in enabling of the remote transaction processing.

20 cl, 7 dwg

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RU 2 663 476 C2

Authors

Makhotin Oleg

Pirzadekh Kiushan

Dates

2018-08-06Published

2014-09-22Filed