METHOD AND SYSTEM FOR MAKING PAYMENTS Russian patent published in 2021 - IPC G06Q10/00 G06Q20/00 

Abstract RU 2740301 C2

FIELD: data processing.

SUBSTANCE: invention relates to methods and systems for making payments using digital wallets and chat-bot. A method of processing commands for making payments by a hardware and software chat-bot module executed by a computing device and comprising steps of: receiving, through a chat session from at least one user device, a message containing a command for converting accounting units to the digital wallet; retrieving a user identifier from the received message; identifier of user's digital wallet is determined based on user identifier by means of software and hardware module of chat-bot; determining, through a software and hardware module of a chat box, a digital wallet, to which said units will be transferred; generating, by means of a chat-bot software and hardware module, a request for a transaction to transfer payment units from a user's digital wallet to a digital wallet according to said command; method involves converting settlement units according to a generated transaction request.

EFFECT: technical result consists in providing in automatic mode of processing received commands by hardware-software module of chat-bot, which interacts with messenger server.

8 cl, 2 dwg

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RU 2 740 301 C2

Authors

Shayakhmetov Sergej Bulatovich

Klimenko Konstantin Aleksandrovich

Abdrashitov Oleg Vadimovich

Leshchenya Leonid Vitalevich

Dates

2021-01-13Published

2019-05-24Filed