FIELD: commercial activity means used to pay for various commodities and services. SUBSTANCE: proposed system can be used to pay for various commodities and services using Global Internet through general agents to ensure confidentiality of users' accounts and other private pieces of information unambiguously identifying the user in real-time purchasing of commodities and services. Access to pay-services is rendered immediately as soon as customer addresses pay-system server. System built according to each of proposed alternatives has users' terminals, at least one salesman's server, payment system server, and telephone communication network. Alternatives differ in switching facilities incorporated in them and in functions of their components. EFFECT: facilitated payment for services and provision for its confidentiality. 33 cl, 7 dwg
