FIELD: cashless payment technologies.
SUBSTANCE: in method client opens a pay account, picks needed products and/or services, in seller block an order is formed. When client confirms payment, selected products and/or services are reserved and information about order is sent to processing center, where order is registered, assigned an identifier including order information and transferred to seller block. Client connects via cell phone to processing center, where phone is identified. Then client inputs his PIN-code in current system for personalization, after positive result client transmits order identifier. After receiving the latter, during given time, processing center identifies order identifier, checks paying capacity of client, transfers necessary sum to pay account of trading organization.
EFFECT: higher reliability.
2 cl, 2 ex
