FIELD: mutual-payment electronic facilities. SUBSTANCE: electronic system that may be used as interbank payment system for servicing customers by means of plastic microprocessor cards has portable data storage and processing devices in the form of microprocessor cards, first electronic-account control units, terminal facilities designed for direct connection to portable data storage and processing devices installed at servicing points and used for executing transactions, data transmission network, routing units, and central control unit connected through data transmission network to each of routing units. EFFECT: enhanced efficiency of system, reduced cost of financial transactions at increased number of system users. 6 cl, 5 dwg
