FIELD: electronic transfer of funds using computerized cash register for their serving out. SUBSTANCE: system for fully-automatic electronic transfer of cash or its equivalent between sender and recipient has initializing terminal to receive information about amount of money transferred by electronic method and account from which money must be transferred, as well as safety code from sender, central terminal to deposit amount of money, and safety code contained in central terminal file; it also has distributing terminal to receive request corresponding to mentioned transferred amount of money and to safety code from recipient for submitting transferred amount of money and safety code to central terminal for comparison with information kept in central terminal file and to serve out funds equivalent to mentioned amount of money to recipient without demanding distributing terminal activation card from recipient. EFFECT: provision for dispensing with bank account. 60 cl, 4 dwg
