ACCOUNTING CARD AND TERMINAL FOR CLEARING OPERATIONS; CLEARING SYSTEM (ALTERNATIVES), AND CLEARING METHOD (ALTERNATIVES) Russian patent published in 2002 - IPC

Abstract RU 2180761 C2

FIELD: commercial transactions. SUBSTANCE: for settlement of commercial transactions system user has card meant for interaction with point-of-sale or operational terminals. Each terminal holds data including current account stored in card device and updates stored data by end of operation. System is designed for buying goods or settling transactions for relatively small sum of money. In this case sum of operation is withheld from current account on card. If available card-related current account is less than sum of operation, system provides for automatic augmentation flag that automatically fills up current account on card to desired sum. EFFECT: enhanced operating efficiency of system. 56 cl, 14 dwg

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RU 2 180 761 C2

Authors

Khogan Ehdvard Dzh.

Dates

2002-03-20—Published

1994-12-01—Filed