FIELD: technology for performing electronic payments.
SUBSTANCE: method includes sending request with noting of transaction total to payment transactions processing center, identification of seller in payment transactions processing center and receiving seller essentials from his identifier, one or two unique transaction codes are generated in payment transactions processing center, which are added to database, after that aforementioned transaction codes are transferred to seller with noting of transaction total for sending to buyer, from mobile terminal of buyer first unique transaction code is inputted in aforementioned center, where it is checked and additional portion of transaction total is blocked at buyer account, second unique transaction code is sent to buyer, transaction is performed after seller sends second unique code to center and it is checked, and remaining transaction total is transferred after seller inputs second code, received from buyer, into center, after goods are delivered to buyer.
EFFECT: higher transaction reliability.
3 cl, 5 dwg
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