FIELD: engineering of means for paying for goods and services.
SUBSTANCE: in accordance to method, bank note is utilized, onto which during its manufacture aside from visually discernible data, including nominal cost of note, onto a selected portion, additional data concealed below protective cover are applied, determining of which is performed by destroying protective cover; cashless payments are performed by transmitting data on selected portion via any communication channel to destination of payment, where bank note is identified using given database containing information about all bank notes released for circulation, provided with special portion, its paying capacity is determined and type of payment determined by owner of bank note is performed for appropriate goods and/or services.
EFFECT: expanded functional capabilities when using bank notes as means for paying in cash or in form of cashless settlement.
2 dwg
