FIELD: computer network for performing auction for selling savings and purchasing credits between a set of organizations.
SUBSTANCE: system receives electronic proposition of saving deposit and seller rates from organization, representing the owner of savings. Electronic means, controlled by financial auctioneer, are sorted, compared and electronic propositions of saving deposits are selected as well as requested rate of seller, which coincide with electronic requests of credit and proposed rates of buyer. Then sets of pairs of matching offers of seller and buyer or transactions are formed, payment for transaction is performed when credit time expires and organizations, representing borrowers, are given control over resources, requiring no reserve creation, through sterilization account for the duration of credit time.
EFFECT: increased reliability and efficiency of auction.
2 cl, 4 dwg
