FIELD: technologies for making financial, banking and taxing payments.
SUBSTANCE: device contains microprocessor with keyboard and memory for data bout bank code, number of account, password of owner, password of tax department, cash total, tax percent, identification number of taxpayer, bank password and calculations program. Keyboard is used for inputting aforementioned values. Device also contains infrared waves receiver and infrared waves transmitted, by means of which during calculations information is exchanged concerning costs of purchase, sale, tax being taken, passwords, code of bank. Information by means of infrared waves is transferred into bank computer, initiating exchange of documents, and if passwords, codes and account numbers in bank match, its computer transfers information to bank terminal, by means of infrared waves this information is transferred from bank terminal memory to memory of owner device.
EFFECT: increased efficiency.
2 dwg
