NOVEL CONCEPTUAL CARD, AS WELL AS SYSTEM AND METHOD OF SELLING BASED ON CARD USE BY CONSUMER Russian patent published in 2011 - IPC G06Q30/00 

Abstract RU 2434287 C2

FIELD: information technology.

SUBSTANCE: system comprises a system for processing card operations, which issues the novel conceptual card (UK), which is configured to register, provide and issue UK vendor information, identify a customer, obtain UK information, credit card information, the number of the order and price, a vendor system which enables to register, provide and issue UK information, access the bank system to manage bank account information, enable the customer to request for UK information, search for and buy a commodity over the Internet; a customer terminal which enables the customer to access the vendor system in order to buy a commodity or request UK information, and access the card issuing company in order to enter the UK and execute process to confirm credit card operations after selecting a commodity for purchasing; a bank system configured to store bank card information of the customer and vendor accounts, and transfer money from the customer account to the vendor account.

EFFECT: highly secure transactions owing to minimum disclosure of customer information to the vendor.

7 cl, 3 dwg

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RU 2 434 287 C2

Authors

Lee Kil-Dzhin

Lee Eung-Mi

Dates

2011-11-20Published

2007-04-17Filed