SYSTEM OF BANK TRANSACTIONS, WHICH CONNECTS ACCOUNTS BY MEANS OF COMMON ACCOUNTS Russian patent published in 2008 - IPC G06Q40/00 

Abstract RU 2336568 C2

FIELD: physics, computer equipment.

SUBSTANCE: invention is related to the system of bank transactions, which connects accounts by means of common accounts. Existing accounts of bank accounts owner, and also newly opened accounts are independently connected according to instructions of bank account owner for convenience of transactions making between main account of owner and auxiliary accounts of other owners without application of corresponding accounts numbers. Classification of the main and auxiliary bank accounts and control of these accounts are possible by individual number of bank account with preset code of account, which is assigned by bank for performance of transactions between main and auxiliary accounts in realisation of traditional bank system. Besides, transaction into external transaction network, including payment gateway, may be processed without change of existing format of data with provision of maximum convenience both for bank account owner and bank.

EFFECT: giving the chance to main account owner to perform transactions in connected accounts in online mode with simultaneous performance of transactions in the main account.

14 cl, 30 dwg

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RU 2 336 568 C2

Authors

Khukh Inkhoo

Dates

2008-10-20Published

2004-12-10Filed