FIELD: physics, computer engineering.
SUBSTANCE: invention relates to means of making electronic payments. The system comprises an account processor to execute software instructions for creating and managing electronic payment accounts and an accounts database for storing account data from the account processor. The account processor may be configured to create a primary account and a sponsored account in the accounts database. The primary account is associated with a primary account holder who has access to the primary account and can add and remove funds, wherein closing of the primary account automatically leads to the closing of the sponsored account. The sponsored account is associated with both the primary account holder and a sponsored account holder, where the primary account holder has access to the sponsored account to transfer funds between the primary account and the sponsored account, and the sponsored account holder has access to the sponsored account to make transactions using funds in the sponsored account.
EFFECT: easier execution of transactions.
12 cl, 48 dwg
