FIELD: physics.
SUBSTANCE: system includes a smartphone of the "Buyer" with the function of receiving and transmitting SMS-messages, connected via the mobile communication channels with the issuing bank of the "Buyer" and banking acquirers of the banking system, the bank card of the "Buyer", the smartphone of the "Seller" with the function of receiving and transmitting SMS-messages, connected via the wireless Internet channels of mobile communication with the issuing bank of the "Seller" and the acquiring banks of the banking system. The functions of emulating the POS-terminal, the functions of implementing the contactless technology "EMV Contactless", and/or the functions of implementing the technology "E-Commerce" are implemented in the smartphone of the "Seller". The method describes the system operation.
EFFECT: extending the range of technical facilities.
2 cl, 4 dwg
