FIELD: information technology.
SUBSTANCE: system has a device for receiving data on distribution of a consumer credit portfolio according to the degree of overdue, credit issue generations, having a means of inputting data on the characteristic of the month and the scenarios, a means of inputting quality characteristics for each generation on the issued credits and on the planned credits, a "Basic array" device for calculating and storing a basic matrix, a "Computation unit" device, a "Successive approximation unit" device which is an automated means for successive selection of correcting matrices, quality characteristics of generations, characteristics of months and having a means of inputting parameters and a means of storing computation results, a device for outputting computation characteristics, wherein data are output in form of graphs, tables and special reports.
EFFECT: wider range of means of managing credit portfolios.
4 cl, 3 dwg
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