SYSTEM AND METHOD OF OPERATION OF CHECKING ONLINE USER DATA AND CREATING A SCORING MODEL USING NON-PERSONAL USER DATA Russian patent published in 2019 - IPC G06F21/50 G06Q40/02 

FIELD: information technology.

SUBSTANCE: invention relates to credit bureau operation techniques, namely, to checking online users' data for correctness. System for checking the rights of online users to access resources and constructing a scoring model for assessing risk based on non-personal user data comprises a data collection means for collecting data from a user's client device and transmitting collected data to the indexing means, wherein collected data are at least data of user online sessions on server online resource, data on client device of user, from which data is exchanged with server, data on user activity on said client device of user, indexing means for calculating indices based on the collected data using predetermined rules and transmitting the calculated indices to the risk assessment means, a risk assessment means for calculating a level of risk of user access to server resources based on the calculated indices, a rights generation means for generating user access rights to access resources provided by the server based on the calculated risk level.

EFFECT: high efficiency of checking online user rights for accessing resources.

15 cl, 5 dwg