CALCULATION OF PROBABILITY THAT COMPANY COMPLIES WITH ITS OBLIGATIONS Russian patent published in 2018 - IPC G06Q40/00 

FIELD: physics.

SUBSTANCE: in the method, a company descriptor is accepted from the data source via electronic communication, the said descriptor is matched with the data in a database, saved in a signal-log, the number of signals which include the above-mentioned number of signals as an independent variable in the data set is calculated. Next, from the database, the balance and the amount of the said balance of the debt are received. The total amount of debt of the company referred to a number of suppliers is calculated. It is indicated that the company has a bad credit risk with respect to each of these providers, the total amount of debt referred to the set of providers is calculated, the ratio of the mentioned bad total amount to the total balance owed is calculated, the mentioned bad weight coefficient is included as an independent variable, a regression analysis is performed on the dataset, thus obtaining a model to calculate credit scores for the said company.

EFFECT: improving the accuracy of data processing.

9 cl, 2 tbl, 10 dwg