FIELD: physics, computer technology.
SUBSTANCE: invention relates to means of processing payment receipts using a receipt bank. Electronic payment receipts created in any type of transaction are delivered to said receipt bank. A customer subscribes to a specific receipt bank which will be used as storage for payment receipts of that customer. The customer has a device which is used to transmit payment information to the reader of the device upon making a purchase, which identifies the receipt bank of the customer. The business enterprise receiving the payment from the customer creates an electronic payment receipt and delivers it to the receipt bank indicated by the device of the customer, or the enterprise can also deliver the payment receipt to a user device which forwards the payment receipt to the receipt bank.
EFFECT: high reliability of electronic transactions.
17 cl, 11 dwg
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