SYSTEMS AND METHODS OF MOBILE PAYMENTS Russian patent published in 2018 - IPC G06Q20/32 

Abstract RU 2672132 C2

FIELD: information technology.

SUBSTANCE: invention relates to device for carrying out a purchase operation with the aim of acquiring goods in online stores. Settlement system implemented on the mobile communication device includes: store application or browser application, communication processor that interacts with payment server, settlement application installed on a mobile communication device providing: receiving the payment information of the user, including data from the magnetic strip, from the data carrier from the magnetic strip (MSC) interacting with the mobile communication device, while the MSC stores data from the magnetic strip encrypted in the memory of the MSC for subsequent use in the purchase operation, and interaction with the settlement server to complete the purchase operation of the payment server and display the result.

EFFECT: higher security of recording, storage, transmission of data on the magnetic strip of the card, as well as the expanded arsenal of technical means for performing settlement operations.

18 cl, 11 dwg

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RU 2 672 132 C2

Authors

Grejlin Uilyam Vang

Li Man Kho

Tang Dzhimmi Taj Kvan

Dates

2018-11-12Published

2015-02-13Filed