FIELD: radio engineering, communication.
SUBSTANCE: invention relates to remote variable authentication processing means. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describe which channels are available for authentication. The sending entity selects a nickname and a corresponding authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.
EFFECT: improved data security in authentication channels.
20 cl, 7 dwg
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