FIELD: measuring equipment.
SUBSTANCE: invention relates to transactions for the payment of goods/services. Cardholder authenticating method includes receiving, at an authentication network computer, an authentication request involving an account. Further includes determining, based at least on a portion of an account identifier associated with said account, an authentication service. Method includes determining, based at least on said authentication service and a portion of said account identifier, an authentication response; and transmitting to a merchant associated with a transaction involving said account, said authentication response.
EFFECT: technical result of the invention is to provide improved authentication for transactions through additional authentication levels.
20 cl, 12 dwg
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