FIELD: physics.
SUBSTANCE: invention relates to computer engineering. Disclosed is a method of providing protected user data, involving: receiving, by a mobile application stored on a mobile device, from a remote mobile application server, user encrypted data associated with a mobile device user, wherein the encrypted user data is generated using the encryption key associated with the token server computer; generation of a token request message by the mobile application, wherein the token request message comprises the user's encrypted data; sending a token request message stored on the mobile device by the token module to the token server computer, wherein the token server computer decrypts the encrypted user data using the encryption key, identifies the account associated with the decrypted user data, generates a token associated with the account, stores the token and sends the token to the token module; receiving by a token module a token associated with encrypted user data from a token server computer; and storing a token in memory module for tokens; interaction by means of mobile application with access device for initiation of transaction; and providing a token module with a token to an access device, wherein the token is provided to the access device bypassing the mobile application.
EFFECT: technical result is providing secure user data provision.
13 cl, 14 dwg
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Authors
Dates
2019-08-29—Published
2015-09-28—Filed