FIELD: computer equipment.
SUBSTANCE: method includes: obtaining, by a computing device, a first physiological information of a wearable device user; comparison by the computing device of the obtained first physiological information with the saved physiological profile; updating by computing device based on trust value comparison; determining, by a computing device, that the confidence value is below a threshold value; transmitting, by the computing device into the portable device, a request to the portable device of the second physiological information; obtaining, by a computing device, a response from a wearable device, comprising a second physiological information of the user during the user's prescribed action; user verification by a computing device based on the second physiological information of the user; and approval or rejection of financial transaction.
EFFECT: technical result is higher security of transactions.
21 cl, 16 dwg
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