GATEWAY LEVEL OF ABSTRACTION Russian patent published in 2020 - IPC G06Q20/00 

FIELD: data processing.

SUBSTANCE: invention relates to methods and a computer device for processing transaction data. Method comprises transmitting from service provider or acquirer computer to gateway server service request message in accordance with the first data format through the first application platform interface (API) regardless of the communication standard requirements of the service provider or payment network, the gateway server analyzes the request data, comprising a service provider identifier for accessing an abstraction level database, converts query data into a second data format for communication with a service provider other than the first data format, sends a service call message to a service provider through a second API containing the converted request data, analyzes authorization request data on the transaction from the request message, containing a payment network identifier, converts authorization request data into a third data format for data exchange with a payment network, different from the second data format, sends authorization request message to payment network containing converted request data, and controls changes of communication service standard requirements of service provider and payment network.

EFFECT: technical result consists in automation of transaction data processing.

25 cl, 12 dwg