FIELD: mobile payment technologies.
SUBSTANCE: disclosed technical result is achieved in a method for organizing NFC payments, in which a contactless NFC connection of a mobile device of a payer with an intermediate device is established; providing the exchange of commands between the mobile device of the payer and the intermediate device, as a result of which payment data is received from the mobile device of the payer on the intermediate device; storing said payment data in the memory of the intermediate device; establishing contactless NFC-connection or contact connection of intermediate device with external system; providing an exchange of commands between an intermediate device and an external system, as a result of which payment data is received on the external system from the intermediate device for carrying out a payment transaction.
EFFECT: wider field of application of NFC payments with preservation of their characteristics by providing the possibility of transferring payment data in the existing infrastructure for receiving and processing payments using an alternative method, high reliability of data protection and payment security, protection of payment data from unauthorized access.
20 cl, 4 dwg
