FIELD: electric communication, in particular, for telecommunication systems and user payment for communication services. SUBSTANCE: method involves establishing automatic voice communication after instruction from payment device, which provides money transfer between account of network number of user's device and prepaid card account. Device provides monitoring of transaction. EFFECT: increased field of services provided by voice communication systems, facilitated use and mobility due to possibility for calling user to control and distribute money between account of network number of calling party device and accounts of any prepaid cards, as well as between accounts of different types of prepaid cards. 16 cl, 1 dwg
