METHOD FOR CARRYING ON TRADE OPERATIONS USING CLEARING TRANSACTIONS THROUGH COMMUNICATION NETWORK Russian patent published in 2001 - IPC

Abstract RU 2174708 C1

FIELD: computer systems. SUBSTANCE: method involves storing list of offered goods (works, services), account requisites for paying for the goods in seller computer device. Requisites of marked account in transit bank are given as the account. A buyer is allowed to view the mentioned list. The method also involves assigning individual code to each payment, paying for goods by making transfer to the marked account, sending an additional message, containing the code naming the payment, to the transit bank, giving the goods (works, services) to the buyer under condition of the code being presented by the buyer to the seller, sending to the bank the code received from the buyer, allocating to the seller the due money sum in the amount corresponding to the mentioned payment under condition the received code coincides with one received by the transit bank in addition to the mentioned payment. EFFECT: higher reliability and buyer protection degree when making payments through computer communication network. 69 cl

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RU 2 174 708 C1

Authors

Chernomorov S.A.

Pavlenko S.V.

Zinov'Ev S.V.

Kolesnik V.V.

Dates

2001-10-10Published

2000-11-15Filed