METHOD FOR AUTHENTICATING PLASTIC CARD USER Russian patent published in 2003 - IPC

Abstract RU 2208247 C2

FIELD: personal identification. SUBSTANCE: method includes using biometrical information about plastic card user, converting it into code, and matching code obtained with personal identification code residing on card; in order to convert biometrical information into personal identification code for recording biometrical information, user employs personal numeric key known to this user only and composed of bankstored part A and part B; user also keys-in with aid of this numeric key to read out and record biometrical information; in the process part A of numeric key is sent to bank through lines of communication lines, and in case of arrival of signal confirming validity of indicated numeric key segment along with coincidence of card-user biometrical information conversion into code with personal identification code of user residing on card, signal of plastic card user authenticity is shaped. EFFECT: enhanced reliability and reduced cost of authentication; enhanced protection of account from unauthorized actions. 1 cl

Similar patents RU2208247C2

Title Year Author Number
SYSTEM AND METHOD FOR PROTECTION AGAINST THEFT OF FUNDS DURING CONTACT AND CONTACTLESS PAYMENT FROM BANK CARD 2022
  • Korchagin Pavel Vladimirovich
RU2816675C2
TELECOMMUNICATION CHIP-CARD 2013
  • Shriya Sandzhiv
  • Fogat Vikas
RU2628492C2
APPARATUS AND METHOD FOR IDENTIFICATION AND AUTHENTICATION 2007
  • Ehkhrensverd Jakob
  • Ehkhrensverd Stina
RU2469391C2
METHOD OF PAYING FOR GOODS AND SERVICES USING BIOMETRIC PARAMETERS OF CUSTOMER AND DEVICE THEREFORE 2013
  • Kamyshev Mikhail Anatolevich
  • Marchenko Vladislav Anatolevich
  • Glazyrin Sergej Aleksandrovich
  • Panov Aleksandr Viktorovich
RU2589847C2
SYSTEM OF ACCESS CONTROL AND MANAGEMENT BASED ON BIOMETRIC TECHNOLOGIES FOR AUTHENTICATING PERSON BY VOICE AND BY FACE 2013
  • Khitrov Mikhail Vasilevich
  • Egorov Sergej Vladimirovich
RU2638775C2
METHOD FOR BIOMETRIC CONTROL AND CARRIER OF BIOMETRIC INFORMATION 2002
  • Vasil'Ev I.S.
  • Kaftanov V.S.
  • Minkin V.A.
  • Shtam A.I.
RU2241257C2
METHOD FOR PERFORMING CASHLESS FINANCIAL OPERATIONS AND SYSTEM FOR ITS REALIZATION 2003
  • Ivanov M.B.
  • Sergeev R.M.
RU2246757C1
IDENTIFICATION SYSTEM FOR CERTIFICATION OF AUTHENTICITY OF ELECTRONIC DEALS AND ELECTRONIC TRANSACTIONS WITHOUT USE OF IDENTIFICATION CARDS 1996
  • Khoffman Ned
  • Peha Dehvid F.
  • Li Dzhonatan A.
RU2263348C2
METHOD OF IMPROVING SECURITY OF AUTOMATED PAYMENT SYSTEM 2012
  • Nebol'Sin Vladimir Alekseevich
RU2507588C2
SECURED PERSONAL DATA HANDLING AND MANAGEMENT SYSTEM 2011
  • Fish Dzhila
  • Korman Avner
RU2558617C2

RU 2 208 247 C2

Authors

Podgornov V.A.

Dates

2003-07-10Published

2000-02-22Filed