METHOD FOR AUTHENTICATING PLASTIC CARD USER Russian patent published in 2003 - IPC

Abstract RU 2208247 C2

FIELD: personal identification. SUBSTANCE: method includes using biometrical information about plastic card user, converting it into code, and matching code obtained with personal identification code residing on card; in order to convert biometrical information into personal identification code for recording biometrical information, user employs personal numeric key known to this user only and composed of bankstored part A and part B; user also keys-in with aid of this numeric key to read out and record biometrical information; in the process part A of numeric key is sent to bank through lines of communication lines, and in case of arrival of signal confirming validity of indicated numeric key segment along with coincidence of card-user biometrical information conversion into code with personal identification code of user residing on card, signal of plastic card user authenticity is shaped. EFFECT: enhanced reliability and reduced cost of authentication; enhanced protection of account from unauthorized actions. 1 cl

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RU 2 208 247 C2

Authors

Podgornov V.A.

Dates

2003-07-10Published

2000-02-22Filed