FIELD: physics, communications.
SUBSTANCE: invention relates to means of conducting financial transactions in a mobile communication environment using a mobile device. A mobile telephone is configured to communicate with a mobile financial transaction system (MFTS) which stores user and transaction information, display information on selected payments, payment sources, generate a mobile payment instruction and send it to the MFTS, and also update account and payment balances in real time. Methods for making a mobile financial payment and monitoring multiple financial accounts are described.
EFFECT: broader functional capabilities of mobile financial transaction systems owing to the possibility of the user choosing the payment method, processing financial documents of different forms and payment of multiple accounts.
137 cl, 42 dwg
