FIELD: information technology.
SUBSTANCE: method comprises the following steps: (i) compiling information on deposits with respect to at least one of cash and commercial paper which can be deposited into the account of a client; (ii) sending information on the deposits to the bank; (iii) consolidating at least one of cash and commercial paper into a deposit package; (iv) labelling the deposit package in order to associate it with information on the deposit at step (ii) and (v) sending the deposit package from step (iv) to the bank, wherein the client receives funds corresponding to the value of at least one of cash and commercial paper after step (ii) and before step (v).
EFFECT: broader functional capabilities by enabling transmission of information on a deposit to one's bank or financial institution for crediting without debiting one's account.
14 cl, 1 dwg
