FIELD: physics, computation hardware.
SUBSTANCE: invention relates to authentication of the user and performance of payment transaction. Proposed device comprises processor, data carrier connected thereto and including the set of instructions. Execution of said instructions by said processor makes this device authenticate the user by registration of mobile device and communication of mobile device with the user payment account. Mobile device is registered is authenticated with the use of identification data issued by the user and related with payment account. Data initiating the payment transaction is received to define is payment transaction is initiated with the help of mobile device. Proceeding from the mobile device registration authentication payment transaction is authenticated for payment account with the use of mobile device.
EFFECT: higher rate of payment transaction.
41 cl, 6 dwg
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