FIELD: data processing.
SUBSTANCE: invention relates to means of authorizing an online shopping transaction. Method comprises, through a server computer of a merchant, from an access control server a cardholder authentication message, transmitting to the payment gateway server computer an authorization request message of the purchased transaction and an improved account holder authentication variable, receiving, from a payment gateway server computer, a response message including a transaction authorization message or a transaction rejection message, displaying it on the merchant's web page, storing in the database a response message and improved variable authentication of the account holder. System implements said authorization.
EFFECT: wider range of cardholder authentication means.
17 cl, 5 dwg
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