METHODS AND SYSTEMS FOR VERIFYING TRANSACTIONS OF E-MONEY TRANSFER Russian patent published in 2018 - IPC G06Q20/40 

FIELD: physics.

SUBSTANCE: in the method, a list of the sanctioned facilities is kept, including information identifying each sanctioned object, a message with an authorization request is received to transfer funds from the account of the institution-sender to the account of the institution-recipient, including the data of the fund transfer, that specify the identifying information of the payer, the payment amount and the account identifier of the payee, the identifying information of the payer is compared with the identifying information of each sanctioned object in the list of the sanctioned objects, on the basis of the comparison an intermediate sanction index is formed for each sanctioned object on the basis of which the sanction index indicating that the payer can be in the list of the sanctioned objects is determined, which is inserted in the message of the authorization request, which is passed to the institution-recipient, from which a response message is transmitted to the institution-sender, indicating whether the institution-recipient authorizes the request for the transfer of funds or rejects it.

EFFECT: ensuring the authorization of the transfer of funds.

20 cl, 8 dwg