METHOD OF ROUTING IN MOBILE TERMINAL, EMULATING CONTACTLESS PAYMENT CARD Russian patent published in 2017 - IPC G06Q20/32 

FIELD: communication.

SUBSTANCE: invention relates to network communication technologies. Method includes a step of receiving, by a radio communication component, a message coming from a payment terminal, and is characterised by that method further includes, if received instruction is a selection instruction, intended for receiving a list available applications, steps of: forming said list from a stored tables, wherein said list contains all or some of applications available in all security elements; and sending said list to payment terminal in response to received selection instruction; and further includes, if received instruction is an application selection instruction, steps of: browsing said stored table, in order to identify a security element storing selected application; storing identified security element as an active security element; relaying said application selection instruction to active security element; and further includes, for all other received instructions, a step of relaying said received instruction to active security element.

EFFECT: technical result is improved data transmission security.

6 cl, 4 dwg