DETACHABLE ELECTRONIC PAYMENT DEVICE Russian patent published in 2019 - IPC G06Q20/36 

FIELD: physics.

SUBSTANCE: invention relates to means of performing payment operations associated with a mobile purse of a mobile device. Payment device can be executed in various forms and sizes, for example in the form of a usual payment card or a stylus/electronic handle. For communication with a mobile device, a mobile purse of a mobile device and a POS terminal in a detachable payment device, short-contact transmission equipment can be used. While in docked mode, payment device can receive payment card data from mobile purse of mobile device. At that, in the docked mode, the payment device can transmit payment card data to the POS-terminal receiver, acting as a payment unit integrated into the mobile device. While in the undocked mode, the payment device can make contactless payments without the help of a mobile device.

EFFECT: high user confidentiality when performing mobile payments transactions associated with a mobile purse of a mobile device.

15 cl, 4 dwg