MANAGING UNIQUENESS OF CLIENTS IN SYSTEMS USING TOKENS Russian patent published in 2019 - IPC G06Q20/40 

Abstract RU 2693597 C1

FIELD: information technology.

SUBSTANCE: invention relates to electronic transaction financing source identification means. Method of blocking an electronic transaction comprises steps of: a payment terminal: receiving a transaction request containing one or more sets of accounting data from the payment device; and determines whether said credentials include a funding source presentation (FSP), and if not, generates an FSP from one or more said sets of accounting data according to a predetermined algorithm stored on said payment terminal; wherein funding source presentation is obtained from funding primary account number (FPAN) of funding source of said payment device. Methods disclose aspects of a method of blocking an electronic transaction and a payment terminal.

EFFECT: high security of the transaction.

15 cl, 7 dwg

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RU 2 693 597 C1

Authors

Noe, James

Tierney, John

Dates

2019-07-03Published

2016-08-12Filed