FIELD: radio engineering, communication.
SUBSTANCE: method of authentication includes authentication of a portable user device using dynamic data generated by the portable user device or an access device being connected to the portable user device, besides, dynamic data differs for each operation and are generated from at least one of data of a certain operation and data of a certain user, and authentication of a user, including sending a message with a request to the user, and receipt of the response to the request from the user.
EFFECT: reduced risk of fraud operations.
14 cl, 15 dwg, 1 tbl
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RU2439695C2 |
