FIELD: information technology.
SUBSTANCE: method for authentication of the consumer and the consumer's portable device comprises the following stages: performing the authentication process for the consumer. The consumer uses a consumer's portable device to perform the operation, performing an authentication process for the consumer's portable device. Performing the authentication process for the portable consumer device comprises verifying the identification mark or the dynamic verification value connected with the consumer's portable device and performing a risk analysis after the consumer authentication and authentication of the consumer portable device have been performed. The risk analysis determines whether the operation is subject to authorization.
EFFECT: authentication of the user's portable device.
16 cl, 15 dwg, 1 tbl
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|
RU2681366C2 |
