FIELD: information technologies.
SUBSTANCE: method includes stages of providing a payment instrument in a service centre terminal controlled by an agent of funds credit, besides, the service centre terminal is in reliable connection with a network of payments processing. Afterwards the service centre terminal sends a request to authorise an operation to an issuer of a user portable consumer device. Then the issuer authorises or rejects a request for operation authorisation. If the request for operation authorisation was authorised, then an amount related to a payment instrument of a service centre terminal is credited to a potable consumer device either initially or repeatedly.
EFFECT: expansion of functional capabilities due to application of pre-paid portable consumer devices, such as pre-paid cards.
23 cl, 3 dwg
