FIELD: information technology.
SUBSTANCE: invention relates to the field of electronic commerce, namely, payment schemes based on wireless devices. Method of carrying out the payment transaction is to generate and transmit to the seller a payment packet using a mobile electronic device of the buyer, containing information enabling the payment system to be written off by the payment system that is not the seller's own payment system, the buyer's money in favor of the seller. In addition, the said data packet simultaneously contains information enabling the buyer to be identified in the seller's loyalty program, said data packet being generated as a graphic QR code which is output to the screen of the buyer's mobile electronic device for reading by the payment terminal of the seller and payment for the purchase.
EFFECT: increase the speed of the payment when taking into account loyalty programs from the buyer's mobile electronic device.
22 cl, 5 dwg
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