NETWORK TOKEN SYSTEM Russian patent published in 2019 - IPC G06Q20/40 H04L9/32 

FIELD: physics.

SUBSTANCE: invention relates to payment processing networks. Disclosed is a method of providing a level of guaranteeing a token associated with a payment token, based on a method of identifying and verifying, used in generating a payment token, in which during the token issuing, one or more methods of identification and verification (ID & V) are performed to ensure that the token replaces the primary account number (PAN), which is legally used by the token requester, level of security of a token can be assigned to this token depending on type ID & V, which is executed, and object, performing ID & V, different ID & V can lead to different levels of token security, the issuer may wish to know the level of guarantee and data used when generating the level of guarantee associated with the token, before authorization of the payment transaction, which uses the token.

EFFECT: technical result is providing, together with a token, a token security level and data used to generate a token security level.

17 cl, 10 dwg, 13 tbl