FIELD: virtual transport card tokens.
SUBSTANCE: invention relates to methods for generating and recording a virtual transport card token on a user's device. The technical result consists in increasing data protection when generating a virtual transport card token and transferring a virtual transport card token to the user's device. The method contains the steps during which the user's device, by interacting with the graphical interface of the ticket purchase application, is used to request the purchase of a certain type of ticket; the received ticket purchase request of a certain type is transmitted to the transport card virtualization system server, where the transport card virtualization system server generates a virtual transport card and interacts with the carrier's ticket system to reserve a travel ticket for the generated virtual transport card; data on the purchased ticket of a certain type is transmitted to the server of the transport card virtualization system, where a payload is generated to generate a virtual transport card token containing encrypted data for downloading to the user's device in an application for storing virtual cards; payload to generate a virtual transport card token is transferred from the transport card virtualization system server to the user's device and loaded into the virtual card storage application; wherein, at the time of loading, the virtual card storage application interacts with the tokenization platform to obtain a virtual transport card token based on the payload to generate a virtual transport card token; the tokenization platform decrypts the payload data received from the virtual card storage application and then, using the service ID of the virtual transport card token issuer received from the decrypted data, accesses the transport card virtualization system server to obtain data used by the tokenization platform to generate a virtual transport card token a transport card and loading a virtual transport card token into a virtual card storage application, wherein the virtual transport card token contains information identical to a bank card, virtual transport card information, and ticket fare information is stored on a transport card virtualization system server; the tokenization platform sends the generated virtual transport card token on the user's device to the virtual card storage application and confirms the activation of the virtual transport card token on the transport card virtualization system server.
EFFECT: increasing data protection.
6 cl, 2 dwg
