ELECTRONIC CREDIT CARD Russian patent published in 2007 - IPC G06K19/73 G07F19/00 

Abstract RU 2297667 C2

FIELD: credit cards.

SUBSTANCE: electronic credit card is an electronic device capable of transmission/receipt of data and/or digital information into main computer or from it through a terminal station. Terminal station includes self-service banking machines in supermarkets/trading centers, electronic banking self-service machines, electronic payment system devices and native devices of transmitter-receivers, developed with usage of creative dialogue technologies, limited for interface of personal computers, providing latest financial information, including current accounts, on their display. Small keyboards are adapted for inputting personal identification number to activate electronic credit card. Information display 2, including LCD screen or other display screens, provides visual information. Key (3) "ENTER" confirms trading operation. It is also used for activating electronic credit card, when personal identification number is inputted. Sound converter (4) is made on small keyboards (1) for confirming input. Sound converter is also used for activation of financial trading operation through a phone. Transmission/receipt of data is performed through infrared devices (5), magnetic devices (6) and radio-frequency devices (7).

EFFECT: increased safety of financial operations being performed.

2 cl, 12 dwg

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RU 2 297 667 C2

Authors

Ong Jong Kin Majkl

Dates

2007-04-20Published

2001-02-16Filed