METHOD FOR MONEY WITHDRAWAL FROM ATM WITHOUT APPLICATION OF PLASTIC CARD BY MEANS OF PAYMENT ORDER VIA SMS SERVICE Russian patent published in 2009 - IPC G06Q20/00 

Abstract RU 2351984 C2

FIELD: information technologies.

SUBSTANCE: method provides for cash withdrawal by means of payment order via SMS service, so that client may use cell phone to give instruction for payment of certain money sum in favour of the third party. The third party, due to information received via cell phone, may withdraw money from any ATM fit for this purpose, having exclusive code or PIN-code for every operation as protection available only to client and beneficiary. Method for payment via SMS suggested by the present invention is especially suitable for existing network of ATMs and services.

EFFECT: simplified performance of safe operations or payments in favour of third parties, who are not the account holders, so that these operations could be performed without difficulty, remotely and without necessity for the third party to be the account holder or payment of any type.

6 cl, 2 dwg

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RU 2 351 984 C2

Authors

Mateo Delgado Aurora

Fernandes Khermosilla Pilar

Peres Gomes Khuan

Dates

2009-04-10Published

2004-07-05Filed